Realistic Monthly Budget for Living in Spain

Introduction to the Monthly Budget in Spain

Living in Spain can be an enriching experience, but it is also essential to have a realistic monthly budget to enjoy everything this beautiful country has to offer. In this article, we will explore the main expenses you should consider to establish your life in Spain. From housing to leisure expenses, here you will find practical and updated information for the year 2026.

Housing: The Biggest Monthly Expense

Housing is usually the largest expense in the monthly budget. Prices vary significantly depending on the city and area where you decide to live.

Types of Housing

• Apartment rental: Depending on the city, prices can range from 600 to 1,500 euros per month.
• Room in a shared apartment: A more economical option that can cost between 300 and 600 euros per month.
• Property purchase: Prices can vary greatly, from 1,000 euros per square meter in rural areas to over 5,000 euros in iconic areas of cities like Madrid or Barcelona.

Additional Costs

In addition to rent, consider other associated expenses:

• Deposits: Generally one to three months of rent.
• Utilities (water, electricity, internet): An average of 100 to 200 euros per month.
• Community fees: Between 50 and 150 euros, depending on the facilities.

Food: A Variable Expense

Food expenses can vary depending on your habits and lifestyle. Here are some key considerations.

Grocery Shopping

• Average monthly budget: Between 250 and 400 euros for one person.
• Basic products: Bread, milk, rice, and vegetables are generally affordable.

Eating Out

Dining in restaurants and cafes can increase your budget. Consider the following:

• Menu of the day: Between 10 and 15 euros in budget restaurants.
• Dinner at a restaurant: From 20 euros onwards, depending on the type of cuisine.

Transportation: Getting Around Spain

Transportation is another fundamental aspect to consider in your budget. Spain has an efficient public transportation system, but you can also opt for private alternatives.

Public Transportation

• Monthly transportation pass: Ranges between 40 and 60 euros, depending on the city.
• Single ticket: Between 1.50 and 2.50 euros.

Using a Private Vehicle

If you decide to buy a car, here are some costs to consider:

• Car insurance: Between 400 and 800 euros annually.
• Fuel: Around 1.50 euros per liter of gasoline.
• Maintenance: Budget between 200 and 500 euros per year.

Health Expenses and Insurance

Health is a priority, and it is important to consider the costs associated with medical care in Spain.

Public vs. Private Healthcare

Spain has an excellent public healthcare system, but many expatriates opt for private health insurance.

• Private health insurance: Can cost between 40 and 100 euros per month, depending on coverage.
• Public healthcare: Free for residents, but there may be costs for some treatments.

Additional Medical Expenses

Also consider the costs of medications and consultations:

• Medications: An average of 10 to 30 euros per month, depending on needs.
• Private consultations: Between 50 and 150 euros per visit.

Leisure and Entertainment: Enjoying Spanish Life

Living in Spain means enjoying its culture and entertainment. But how much should you budget?

Cultural Activities

• Museum tickets: Around 10 euros, although many offer free access on certain days.
• Theaters and cinemas: A movie ticket costs between 7 and 12 euros.

Leisure and Sports

Sports and outdoor activities are very popular in Spain.

• Monthly gym membership: Between 30 and 60 euros.
• Sports events: Tickets from 20 euros, depending on the event.

Conclusion

Establishing a realistic monthly budget is essential to enjoy your life in Spain without financial surprises. Consider all the aspects mentioned and adjust your lifestyle according to your income and needs.

If you need advice on health insurance or any other aspect related to your life in Spain, Health4Spain can help you find the best option for you and your family, ensuring that you enjoy your new life with the peace of mind you deserve.