Renewal of Non-Lucrative Visa: Common Mistakes to Avoid

Introduction to the Renewal of Non-Lucrative Visa

The non-lucrative visa is a popular option for expatriates who wish to settle in Spain without working. However, renewing this visa can present challenges. It is essential to be well-informed to avoid common mistakes that can complicate the process. In this article, we will explore the most frequent errors and how to avoid them to ensure a successful renewal.

Common Administrative Errors

Not Submitting the Application on Time

One of the most common mistakes is not submitting the renewal application within the stipulated time. Current regulations state that you must apply for renewal at least 60 days before the expiration date of your visa.

Incomplete Documentation

Make sure you have all the required documents. Some essential documents include:

• Application form EX-01.
• Valid passport and a copy of the previous passport.
• Proof of sufficient financial means.
• Proof of health insurance.

Not Reviewing Specific Requirements

Requirements may vary depending on the province. It is crucial to review the specific requirements of the foreigners' office corresponding to your locality.

Errors Related to Financial Documentation

Inadequate Justification of Financial Means

For the renewal of the non-lucrative visa, you must demonstrate that you have sufficient financial means to support yourself in Spain. This may include:

• Bank statements from the last three months.
• Tax returns.
• Proof of passive income, such as rents or investments.

Lack of Updated Financial Documents

Ensure that all your financial documents are up to date and reflect your current situation. Outdated documents may cause your application to be rejected.

Not Including Proof of Sufficient Funds

The required income threshold may change, but as a reference, you should have at least 25% of the IPREM (Public Indicator of Multiple Effects Income) for each family member. In 2026, this would be approximately:

For an individual applicant: around 8,000 euros annually.

Errors in Medical Documentation

Not Having Adequate Health Insurance

A key requirement for the non-lucrative visa is to have private health insurance. Make sure your policy covers:

• Medical assistance without copayments.
• Hospitalization.
• Medical evacuation.

Policies That Do Not Meet Requirements

Verify that your insurance is issued by a Spanish company or is valid in Spain and covers all your medical needs during your stay. Not all international policies are accepted.

Lack of Translation of Medical Documents

If your insurance is not in Spanish, you will need to provide an official translation of the related documents. The lack of translations may lead to rejection.

Errors in the Application Process

Not Preparing an Appointment Properly

Some expatriates make the mistake of not adequately preparing for the appointment. Make sure to:

• Confirm the appointment in advance.
• Bring all required documents.
• Arrive on time to avoid delays.

Incorrectly Paying the Renewal Fee

The renewal fee for the non-lucrative visa varies. In 2026, it should be in the range of 200 to 300 euros. Make sure to pay the correct amount and keep the receipt as proof.

Not Following Instructions from the Foreigners' Office

Each office may have particularities in the process. Listening to and following specific instructions will help you avoid unnecessary mistakes.

Errors in Communication with Authorities

Not Keeping a Record of Communications

It is essential to keep a record of all communications made with the foreigners' office. This includes:

• Emails.
• Receipts of submitted documents.
• Notes from appointments.

Not Reporting Relevant Changes

If there are changes in your work, family, or financial situation, it is important to communicate them to the foreigners' office. This may include:

• Address changes.
• Alterations in your marital status.
• Variations in your sources of income.

Not Preparing for Possible Interviews

In some cases, an interview may be required. Prepare to answer questions about your life in Spain and your future plans.

Conclusion

Renewing the non-lucrative visa may seem like a complicated process, but by avoiding these common mistakes, you can greatly ease the path. Stay informed, gather all necessary documentation, and above all, maintain good communication with the authorities.

If you need assistance during this process, Health4Spain is here to help you. We offer advisory and management services for health insurance, as well as support in visa processing. Do not hesitate to contact us to ensure that your experience in Spain is as smooth and satisfying as possible.